Health Resorces | Knowing Your Insurance Provider


Knowing Your Health Insurance Provider

Employer Group Health Insurance Overview:
No matter what variety of health insurance you are actively looking into, one of the most important factors to consider is the reputation and availability of medical healthcare providers covered under your insurance in advance.

Oftentimes, people seeking individual health insurance plans will shop purely by price, or by benefits and ignore some of the finer but vital points of a plan. Should you choose a health plan that fits your budget, but doesn’t offer coverage for your favored doctor’s office, or covers doctor’s offices close to you but of ill repute, you can end up paying not only for insurance, but also for headaches.

Every health insurance provider should have a list of the doctor’s offices and hospitals that it works with listen online for referencing purposes. However, if you would like to really make sure you are receiving the best possible medical attention from a reputable doctor, visit your state’s insurance department Web site. Almost every state has a reference for lists of local doctors who have been disciplined for poor patient care or, in some cases, criminal conduct or have ratings for local hospitals and doctors on how well they care for cardiac patients, etc.

Nationally, the Joint Commission on Accreditation of Health Organizations is the major rating group for hospitals, the National Committee for Quality Assurance rates managed-care plans, and http://www.thehealthpages.com/ lists surveys and other data on selected health plans and health services.

We’ve listed some additional helpful websites below for your reference.

Florida

Florida board of Medicine
http://www.stateofflorida.com/Portal/DesktopDefault.aspx?tabid=115#consumers

Florida Malpractice Profile
http://www.doh.state.fl.us/mqa/Profiling/index.html

Maryland

http://www.dhmh.state.md.us/medcareprog/index.htm

Massachusetts

Physician Profiles and Patient Care Assessment
http://profiles.massmedboard.org/MA-Physician-Profile-Find-Doctor.asp

http://www.massmedboard.org/pca/

Rhode Island

http://www.health.state.ri.us/hsr/bmld/

New Jersey

State Insurance Website
http://www.state.nj.us/dobi/drcorner.htm

Medical Malpractice

New York

Professional Misconduct (must email to receive info)

http://www.health.state.ny.us/nysdoh/opmc/main.htm

General info including local plans and hospital caretaking

http://www.health.state.ny.us/

Texas

http://www.state.nj.us/dobi/medmalcos.htm

Utah

http://hlunix.hl.state.ut.us/hda/links.php


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